INSURANCE 101: What to Do Before Getting One
If you’re a new driver but you want your car to be insured just the same way as other cars, then you must know how to get a cheap one without sacrificing the scope of your coverage.
Here are some things you could consider before saying ‘go’ to any insurance provider:
Prefer higher excess pay when you claim your insurance benefits.
Look for discounts given by these providers and try to get them if you can.
Limit the mileage you drive per year, and don’t forget to mention your average mileage to the insurance providers.
If you hardly know anything about the business, use an insurance broker.
Drive a cheap car with a small engine.
Keep your car safe. The safer your car is, the lower your premiums will be.
Compare quotations.
Don’t modify or customize your car.
As you go over the years, you may choose to switch policy holders, until such a time you are satisfied with your car and its ‘caretaker’.
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