Teenage driving. (part III)
The third thing that you can do so that you can lower the premium of your kid is to put them under your policy and not set up their own. Kids might take this as “it’s my insurance so, I’m the one who is going to be responsible about it”, and end up caring less about the way they drive. If you put them under your policy, chances are, they will be more responsible in their driving since they will be carrying your name in their policy. Also, if you have garnered discounts from your insurance company, you can pass it to them.